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Adjusted Gross Income (AGI) is your total income minus specific above-the-line deductions like student loan interest, retirement contributions, and alimony paid before 2019. Your AGI is calculated before you take the standard deduction or itemized deductions. It appears on line 11 of your Form 1040. Many tax credits and deductions have income limits based on your AGI. A lower AGI can unlock more tax breaks.
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