Do Roth IRAs Have Required Minimum Distributions?

One of the most popular features of a Roth IRA is that you are not required to take money out of it during your lifetime. Unlike a traditional IRA or a 401(k), a Roth IRA has no RMD requirement for the original account owner, which means your money can continue growing tax free for as long as you live. This makes Roth IRAs a popular tool for people who want to leave retirement savings to their heirs rather than spend it down themselves. However, beneficiaries who inherit a Roth IRA do generally have to take distributions within a certain number of years after the original owner passes away. If you have both a Roth IRA and a traditional IRA, only the traditional IRA requires you to take distributions starting at age 73.